Maximum Roth Ira Contribution 2024 Married. If you are under age 50,. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:

The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older.